I keep reading and rereading different articles to try to understand what this new Obama Care means for my family, and I end up just as clueless after sorting through a vast sea of numbers and estimates as I was before I dove in.
I found this article from the AP that spelled some things out in a pretty direct way if anyone would like to take a look.
From what I gathered here - the richest people in America, as always, will be paying for everyone else's care. Thankfully this doesn't include me... but if I was one of those "richest people" I think I'd be pretty ticked that even more of my paycheck was being taxed. Isn't nearly half of it enough already?
I also think I discovered that my family doesn't really qualify for any real assistance... surprise surprise.
Medicaid is being expanded to cover more people, senior citizens will have cuts in costs of their medications (which seems like a really good idea!!) and there apparently will be incentives for small business owners that have fewer than 25 employees that decide to offer health insurance.
My only concerns are:
- Do I get to keep my insurance plan? Will MY insurance rates increase to cover all of this other stuff? Since my family is middle class, will we still not qualify for any help with medical bills or medications yet eventually have to pay more to get care and meds? Someone HAS to pay for this stuff.... and it's hard for me to believe that only those making $200,000 a year or more will single-handedly cover the cost of this "free" health care.
- Will my taxes increase? I've heard some talk on the news that eventually they will have to install a new Federal tax on everyone to cover the cost... of course this is just speculation, but when you look at the high taxes Canada pays (from what I could dig up they pay about 10% or more in taxes than we do) then one has to wonder. Will my tax rate skyrocket and I still not qualify for this new awesome insurance plan because "we make too much."?
I've heard many of my friends joke that they'll soon be quitting their jobs because they'd make more a month if the government simply took care of them. Sad.. but it seems to be becoming a reality. What's the incentive to make it in the world if there are hand-outs to EVERYONE. I'm so torn on this issue.
On one hand, I really do want everyone to have quality health care. I want everyone to be able to afford to go to the doctor and buy their medications. I want that for MY family. Can I tell you the times we've stressed because everyone in the house was sick, and everyone needed medications, but first the doctor has to test you to make sure, which means a co-pay for each person seen? We've dropped well over a hundred dollars in one day's time just because we needed a simple antibiotic. The times that we needed more than your regular Amox... my goodness. That's with our GOOD insurance.. I don't know how others, that make the same as we do, are making it with their plans. I really don't. Will there be help for THEM?
This post is really more a list of questions I have - not my bashing of this plan. I can't truly bash it because I STILL don't understand it. If you do, give the rest of us an idea, please! Are you for this or against it and why?