tag:blogger.com,1999:blog-23840771.post2959945775225023309..comments2023-10-04T09:06:43.835-07:00Comments on Peace and Craziness: Getting Out of DebtMandyhttp://www.blogger.com/profile/08249168087397426420noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-23840771.post-43777403591274092772009-06-10T18:26:49.239-07:002009-06-10T18:26:49.239-07:00I LOVE Dave Ramsey's principles on how to get ...I LOVE Dave Ramsey's principles on how to get out of debt! Good for you and your hubby - just doing it! It's the first step that's the hardest, but as you see the blessings God gives from your faithfulness in this journey you will be inspired to keep on keeping on. I really don't need to tell you this because you are reaping the benefits already. :)Quiskaeyahttps://www.blogger.com/profile/06669432995380824321noreply@blogger.comtag:blogger.com,1999:blog-23840771.post-13249025893437114332009-06-10T05:11:34.780-07:002009-06-10T05:11:34.780-07:00Stick with it!! We went through the Dave Ramsey pr...Stick with it!! We went through the Dave Ramsey program almost a year ago. It is so stinkin' hard. The biggest hurdle for us was getting and keeping the money in savings. Our emergencies always took it away, and we'd have to start over at square one again. <br />We still don't have our savings built up, but we are now debt-free, save for the house. And we paid cash for the last vehicle. It is freeing.<br />I would like a savers group, though!! I tend to nickel-and-dime my money away.Wendyhttps://www.blogger.com/profile/03399663278970048427noreply@blogger.comtag:blogger.com,1999:blog-23840771.post-31459905304394018532009-06-06T22:00:26.153-07:002009-06-06T22:00:26.153-07:00I know exactly what you mean and I feel a lot like...I know exactly what you mean and I feel a lot like you do! I would love to be able to give to anyone who really needed it, but because of debt and, well, really not enough money to pay my bills each month, which in turn, leads to more debt, I can't do it! My goal is to find a better job, pay of my debts, and be able to give like I have in my heart to do! Thanks for writing this post. It really touched me today and makes me want to try harder. And actually, I would have enough to pay my bills every month if I did away with cable, internet and my cell phone, so I can't totally say its lack of income. A lot of it is just REALLY enjoying the internet and cable, that I have done without for a really long time in the past! Ok...I'm babbling now, but if you have some helpful advice about saving money or paying off debt, let me know! I need it!Jenniferhttps://www.blogger.com/profile/14608597686850614009noreply@blogger.comtag:blogger.com,1999:blog-23840771.post-1528846986501606772009-06-06T06:27:11.321-07:002009-06-06T06:27:11.321-07:00Right there with you, my friend! Hang in there - ...Right there with you, my friend! Hang in there - I'm praying for you. Will you pray for us, too? Our challenge? It seems that every time we are doing really, really well, something out of the blue and HUGE shows up that strains our finances. The latest thing was discovering that our mortgage company (for a house we own in MS and haven't been able to sell yet) had undercharged us all last year on our escrow and now they're making up for it. They were going to raise our house payments $185 a month! Doug talked to them and got it down to a $115 a month increase. Things like that happen and it just discourages us. But, God is never surprised, and we remind ourselves that He desires for us to get out of debt, and He's going to help us do it. Anyway, thanks for the post and the encouragement. It's gonna happen! :-)The Hibbard Familyhttps://www.blogger.com/profile/05066058156943532164noreply@blogger.comtag:blogger.com,1999:blog-23840771.post-11987148721863315642009-06-05T15:11:01.510-07:002009-06-05T15:11:01.510-07:00When James started working away from home, I immed...When James started working away from home, I immediately realized how hard working and basically living like a single mom for most of the month was. The first thing I did was work on paying off all of our debt so that I could quit my job and stay home with the kid (only one at that time.) It didn't exactly work that way because I quit my job before EVERYTHING was paid off. When we got to the point where our only bill was my car payment, AC came along. Now I have hospital bills out the wazoo, so sign me up for the support group!!! I never wanted to get back in debt, but now I have hospital bills to pay. I may need support, haha! <br /><br />I totally understand how you feel about saving and then buying something not really needed. I also understand exactly how you feel about your house. On days I wish I had something more than what I have, I try to think of the people who have less and be thankful for what I have. When I see someone who has lots of "stuff" and a big house, I remember to be thankful that I don't have their bills :)Staciehttps://www.blogger.com/profile/18217279310614714902noreply@blogger.com